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> Lending Club

商品編號: 9-210-052
出版日期: 2010/02/22
作者姓名:
Ryan, Andrea;Jackson, Howell;Tufano, Peter
商品類別: Finance
商品規格: 29p

再版日期: 2010/12/17
地域:
產業: Strategic planning;Securities;Finance;Consumer credit
個案年度: 2008 -  

 


商品敘述:

A new entrant in the nascent online peer lending space, Lending Club must decide whether or not to register with the SEC. Lending Club provided a platform through which individual borrowers could receive loans funded by individuals who chose to invest in them. The management team wanted to grow the business and also hoped to establish a secondary market to give lender members liquidity. The SEC had raised questions about whether or not the promissory notes issued to lender members were in fact securities, but there were legal arguments on both sides. While the legal situation was unclear, Lending Club considered the benefits of applying to the SEC, but had to decide whether it would be worth the significant investment of time and money, both up front and going forward.


涵蓋領域:

Strategic planning;Securities;Finance;Consumer credit

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相關資料:

Spreadsheet Supplement, (9-210-709), 0p, by Peter Tufano, Andrea Ryan